Disclaimer

GUIDANCE, SUGGESTIONS, STATISTICS, COVERAGE EXPLANATIONS, DISCOUNTS, AND ALL OTHER INFORMATION PROVIDED BY THIS WEBSITE ARE FOR EDUCATIONAL PURPOSES ONLY. EVERY INDIVIDUAL HAS UNIQUE PROTECTION NEEDS; LAWS, COVERAGE, PREMIUMS MAY VARY. INSURANCE IS THE SUBJECT MATTER OF THE SOLICITATION. TAX BENEFITS ARE AS PER TAX LAWS. TAX LAWS ARE SUBJECT TO CHANGE. IT IS THE RESPONSIBILITY OF ALL USERS OF THIS WEBSITE AND ANY AFFILIATES TO DO THEIR OWN RESEARCH OUTSIDE OF THIS RESOURCE PRIOR TO MAKING INSURANCE PURCHASING DECISIONS. WE STRONGLY ENCOURAGE ALL VISITORS TO SEEK HELP OF A LICENSED INSURANCE AGENT/BROKER OR A QUALIFIED PROFESSIONAL WITHIN THEIR RESPECTIVE REGION BEFORE MAKING DECISIONS ABOUT INSURANCE PURCHASE. THIS SITE AND ALL RELATED BUSINESSES WILL NOT BE HELD RESPONSIBLE FOR THE PURCHASING DECISIONS MADE BY VISITORS OF THIS SITE.

TERMS & CONDITIONS FOR USING THIS WEBSITE

IN THE PREPARATION OF THIS SITE ,ITS CONTENT INCLUDING IMAGES, TEXT FILES, DESIGN, CALCULATORS, FUNCTIONALITIES ETC. WWW.POLICYADVISOR.IN AND SUNMATIC TECHNOLOGIES PVT. LTD HAS USED INFORMATION THAT IS PUBLICLY AVAILABLE , INCLUDING INFORMATION DEVELOPED IN-HOUSE. SOME OF THE MATERIAL USED IN THE DOCUMENT MAY HAVE BEEN OBTAINED FROM MEMBERS/ PERSONS OTHER THAN “THE SITE” AND SUNMATIC TECHNOLOGIES PVT. LTD AND /OR ITS AFFILIATES. INFORMATION GATHERED & MATERIAL USED IN THIS WEBSITE IS BELIEVED TO BE FROM RELIABLE SOURCES. THE WEBSITE “WWW. POLICYADVISOR.IN” AND SUNMATIC TECHNOLOGIES HOWEVER DOES NOT WARRANT THE ACCURACY , RELIABLE NESS AND/ OR COMPLETENESS OF ANY INFORMATION ON THE WEBSITE. FOR DATA REFERENCE TO ANY THIRD PARTY IN “THE WEBSITE” NO SUCH PARTY WILL ASSUME ANY LIABILITY FOR THE SAME. SUNMATIC TECHNOLOGIES AND/OR POLICYADVISOR.IN AND/OR ANY AFFILIATE DOES NOT IN ANY WAY THROUGH “THE WEBSITE” SOLICIT ANY OFFER FOR PURCHASE , SALE OR ANY OTHER KIND OF FINANCIAL TRANSACTION / PRODUCT. ALL USERS OF THIS SITE SHOULD BEFORE DEALING AND OR TRANSACTING IN ANY OF THE PRODUCTS REFERRED TO IN THIS WEBSITE MAKE THEIR OWN INVESTIGATION , SEEK APPROPRIATE PROFESSIONAL ADVICE AND LEGAL ADVICE.

THE SITE, INCLUDING, WITHOUT LIMITATION, ALL SERVICES, CONTENT, FUNCTIONS AND MATERIALS, IS PROVIDED “AS IS,” “AS AVAILABLE”, WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTY FOR INFORMATION, DATA, DATA PROCESSING SERVICES, OR UNINTERRUPTED ACCESS, ANY WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY, USEFULNESS, OR CONTENT OF INFORMATION, AND ANY WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, AND WE HEREBY DISCLAIM ANY AND ALL SUCH WARRANTIES, EXPRESS AND IMPLIED. WE DO NOT WARRANT THAT THE SITE OR THE SERVICES, CONTENT, FUNCTIONS OR MATERIALS CONTAINED THEREIN WILL BE TIMELY, SECURE, UNINTERRUPTED OR ERROR FREE, OR THAT DEFECTS WILL BE CORRECTED. WE MAKE NO WARRANTY THAT THE SITE WILL MEET USERS’ REQUIREMENTS. NO ADVICE, RESULTS OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US OR THROUGH THE SITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN. IF YOU ARE DISSATISFIED WITH THE SITE, YOUR SOLE REMEDY IS TO DISCONTINUE USING THE SITE.

YOU SHOULD NOT RELY ON THE SITE TO MAINTAIN ANY USER SUBMISSION; YOU SHOULD RETAIN ALL SUCH DATA AND INFORMATION IN YOUR OWN RECORDS FOR USE IN THE EVENT THAT THE SITE FAILS OR IS UNAVAILABLE, OR THE DATA OR INFORMATION IS LOST.

LIMITATION OF LIABILITY

IN NO EVENT SHALL THE SITE PROPRIETOR OR ANY OF ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AFFILIATES, OR CONTENT OR SERVICE PROVIDERS (COLLECTIVELY, THE “PROTECTED ENTITIES”) BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES ARISING FROM, OR DIRECTLY OR INDIRECTLY RELATED TO, THE USE OF, OR THE INABILITY TO USE, THE SITE OR THE CONTENT, MATERIALS AND FUNCTIONS RELATED THERETO, OR ANY APPLICATIONS, INCLUDING, WITHOUT LIMITATION, LOSS OF REVENUE, OR ANTICIPATED PROFITS OR LOST BUSINESS OR LOST SALES, EVEN IF SUCH PROTECTED ENTITY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR CERTAIN DAMAGES SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO CERTAIN USERS. IN NO EVENT SHALL THE PROTECTED ENTITIES BE LIABLE FOR OR IN CONNECTION WITH ANY CONTENT POSTED, TRANSMITTED, EXCHANGED OR RECEIVED BY OR ON BEHALF OF ANY USER OR OTHER PERSON ON OR THROUGH THE SITE.