Hello, I am Avinash Soni and I am calling from the insurance verification department, an agency set up by Insurance Regulatory Development Authority. The Life Insurance Corporation has declared a bonus of Rs 1.22 lakh against your policy…To claim it you are requested to submit a copy of your Aadhaar, PAN card and a cheque of Rs 15,000,” a voice said in polished English over the phone to 63-year-old R Ashok. See more…