Can I get a free annual checkup under my health insurance policy?

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Some insurers allow this benefit, so check your health insurance policy for the details. You may call the toll-free number or visit the closest branch office to learn more. In case the checkup is scheduled at a network hospital, the insurer usually bears the costs based on an existing arrangement. If you decide to get your tests at a lab of your choice, you will bear the cost and get it reimbursed later by the insurer.