health insurance questions

Capping is the health insurance cap or limit on the amount that can be made use of under various heads in the plan. Examples are […]

Reinstatement is when an insurance policy is revived after it lapses. It attracts charges and the premium is calculated on a pro-rated basis. Some insurers […]

A waiting period is applicable when you take a new health insurance policy. But when you opt for health insurance portability you can switch to […]

Continuity benefits are benefits that accumulate in your policy when your health coverage has been consistent for a certain number of years, depending on the […]

Mortality charges are a component of the life insurance premium. At the time of buying life insurance, the insurer adds a charge for insurance benefits […]

If a licensed doctor certifies that liver damage is due to substance abuse such as a use of alcohol, drugs or because of smoking, you […]

No, health insurance policies do not carry maturity benefits. But there are health savings plans in the pipeline that may offer savings, and therefore maturity […]

No, health insurance policies do not carry maturity benefits. But there are health savings plans in the pipeline that may offer savings, and therefore maturity […]

Even though Ayurveda and homeopathy are recognized as treatment methods, they are not covered by health insurance policies. Some insurers do offer alternative treatments as […]

Children are usually covered by one of the parents in their health insurance policy which covers self, spouse and two dependent children 23 years or […]