Is there any Waiting Period for claims under a policy?
For new policies, there is a 30-day waiting period from the date of policy inception. During this period, the insurance company will not reimburse hospital […]
For new policies, there is a 30-day waiting period from the date of policy inception. During this period, the insurance company will not reimburse hospital […]
A cumulative bonus is the enhancement of sum assured by a percentage for every claim free year. To avail cumulative bonus, you must renew the […]
Yes. When you get treatment in a hospital not included in the network, depending on terms of your health insurance policy, your insurer will reimburse […]
Cashless facility refers to hospitalization in a network hospital where insurer settles claims directly with the hospital. You do not incur any expenses. If it […]
You can register a claim under a health insurance policy as a cashless claim or a reimbursement claim. If it is a cashless claim, treatment […]
In the event that you are in a medical emergency and do not have your health card or policy number, contact your TPA helpline for […]
The procedure for claiming for emergency hospitalization involves the following steps: admission into hospital, informing TPA as quickly as possible, on discharge day paying hospital […]
Many health insurance policies require 24 hours mandatory hospitalization. However, there are several companies covering Out Patient Department or OPD expenses via the base Mediclaim […]
Deductible is the percentage of sum insured borne by the insured as stated in the policy schedule. It is a cost sharing requirement in health […]
The minimum 24 hours condition for hospitalization does not apply if the treatment requires hospitalization with procedures that need specialized arrangements in hospitals. In addition, […]
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