When should I buy a health insurance policy?

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Health insurance policies are best taken as early as possible. The younger you are, the lower the premium rates. Since all insurance companies mandate a waiting period for critical illnesses and maternity, getting your health insurance plan when you are young actually gives you access to the cover when you need it. Accidents arrive without warning. Rather than risk an emergency and exorbitant medical bills, the sooner you get health insurance, the better to ensure protection against medical expenses.