Best Money Back Life Insurance Policy

Money back insurance plans is a participating non-linked insurance plan which offers the combination of protection against death throughout the insurance policy term with the periodic payment on survival at specified durations during the term of the insurance policy. This unique combination provides financial support for the family of the deceased policyholder any time before maturity and a lump sum amount at the time of maturity for the surviving policyholders.

Some money back insurance policies offered by insurance companies also gives guaranteed income for a period of 7 to 15 years and is ideal for individuals who want to have a regular income at their disposal so that they don’t have to worry about future expenses and fulfil their financial goals uninterrupted.

Invest in the best money back life insurance policy. Apply, Get free insurance quotes, Compare moneyback life insurance policy.

Get 10x life insurance cover on premium paid
Guaranteed Income every year.#
Financial Protection against untimely demise, throughout the premium payment term as well as the payout period
Survival Benefits: In case of Life Assured surviving to the end of the specified durations 20% of the Basic Sum Assured at the end of each of 7th, 10th & 15th policy year.

Participation in Profits: The policy shall participate in profits of the Corporation and shall be entitled to receive Simple Reversionary Bonuses declared as per the experience of the Corporation, provided the policy is in full force.

* Calculations based on a 10% compounding monthly rate of return for a 15 year investment.


IRDA clarifies to public that
* IRDA or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
* IRDA does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.


# EMI benefit for Credit card holders converts annual premiums to easy 3/6 months instalments and offer is sole discretion of the issuing credit card company. This provision is only available for first premium. Depends on customer’s discretion to avail or not.

1. Only FMC & Mortality Charges applicable.

2. Subject to provisions as per Income Tax Act, 1961. Tax Laws are subject to change

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