Can I get a health insurance policy for my three year old son?

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Children are usually covered by one of the parents in their health insurance policy which covers self, spouse and two dependent children 23 years or less. Children between 3 months and 5 years of age can be included in the family floater policy  so long as one parent is covered in it. For children between 5 and 23 years, they can be covered in the family floater or opt for a separate policy.