I am 45 and want to plan for retirement. Is it possible?

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Most people starting thinking of retirement planning in their forties since they already have a plan in place to manage their long-term debts. Since they are closer to their retirement age than, say, someone in their 30s or 20s, it is a good idea to look at a retirement insurance policy with an equity component to build a healthy corpus. This will give you both assured pension when you retire while including a death benefit to protect your family.

Pension Plans Comparison: Compare Retirement & Pension Plans