Many insurers offer overseas travel health insurance benefits that include outpatient treatment, pre-diagnosed and planned hospitalization, second opinions and cover for sudden health events during travel. Therefore, the first step to staying safe when you travel abroad is to get overseas travel health insurance policy. This will safeguard against accidents, death, dental costs, cancellation/interruption of trip, hospital bills, emergency evacuation bills and a number of other expensive costs. Suppose you do need emergency medical treatment while traveling, the cost has to be borne by you and notified to the insurer’s call center in writing within 48 hours of the event. The reimbursement claim may be filed as per the policy’s procedure.