Is it possible to cancel my policy? Will I get my premium back?
Though not generally advisable, insurance policies can be cancelled at any time by letting the insurer know, in writing. The insurer may retain a portion […]
Though not generally advisable, insurance policies can be cancelled at any time by letting the insurer know, in writing. The insurer may retain a portion […]
Health insurance companies have a compulsory waiting period of 2-4 years for maternity coverage mainly because maternity is a natural occurrence and not a sickness. […]
No, health insurance policies that offer maternity benefits do not cover IVF. Always check and compare health insurance plans before signing up.
Maternity insurance is generally available as a rider to the main health insurance policy. It covers medical expenses for cesarean and normal deliveries. Most employers […]
Top up policies basically offer indemnity and reimburse expenses. They will not apply for critical illnesses as it is a lump sum benefits policy. The […]
Certainly. You can buy your main policy from one insurer and your top up plan from any other insurer. Just ensure that the sum insured […]
Many insurers offer a top up facility on health insurance policies to allow enhanced benefits on existing policies. However, sum insured can be increased only […]
Yes, some insurers allow you to migrate from a family floater plan to an individual plan based on your application and its acceptance, provided you […]
If the insured person dies, within 30 days, surviving members can opt to continue the family floater policy on condition that there is an adult […]
A family floater policy offers cover for the entire family under a single plan. It takes care of medical expenses for illnesses, surgeries and accidents […]
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