Do you have a lot of questions & confused about Health Insurance Policy in India? Are you confused about rules & regulation related to Mediclaim Insurance policies ?
Many health insurance policies require 24 hours mandatory hospitalization. However, there are several companies covering Out Patient Department or OPD expenses via the base Mediclaim […]
Deductible is the percentage of sum insured borne by the insured as stated in the policy schedule. It is a cost sharing requirement in health […]
The minimum 24 hours condition for hospitalization does not apply if the treatment requires hospitalization with procedures that need specialized arrangements in hospitals. In addition, […]
Yes, health insurance policies come with attractive income tax deduction/exemptions under Section 80D of the Income Tax Act, provided you pay the premium by cheque […]
Some health insurance policies come with renewal discount on the premium if no claims have been made during the policy term. This discount can be […]
Yes. It is important to be aware of all your policy inclusions and exclusions. Some common exclusions are: Pre-existing diseases – these have a lock-in […]
You can have more than one health policy from the same insurer or different insurers. However, you must disclose any existing policy before applying for […]
Though not generally advisable, insurance policies can be cancelled at any time by letting the insurer know, in writing. The insurer may retain a portion […]
Health insurance companies have a compulsory waiting period of 2-4 years for maternity coverage mainly because maternity is a natural occurrence and not a sickness. […]
No, health insurance policies that offer maternity benefits do not cover IVF. Always check and compare health insurance plans before signing up.
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