Do you have a lot of questions & confused about Health Insurance Policy in India? Are you confused about rules & regulation related to Mediclaim Insurance policies ?
Maternity insurance is generally available as a rider to the main health insurance policy. It covers medical expenses for cesarean and normal deliveries. Most employers […]
Top up policies basically offer indemnity and reimburse expenses. They will not apply for critical illnesses as it is a lump sum benefits policy. The […]
Certainly. You can buy your main policy from one insurer and your top up plan from any other insurer. Just ensure that the sum insured […]
Many insurers offer a top up facility on health insurance policies to allow enhanced benefits on existing policies. However, sum insured can be increased only […]
Yes, some insurers allow you to migrate from a family floater plan to an individual plan based on your application and its acceptance, provided you […]
If the insured person dies, within 30 days, surviving members can opt to continue the family floater policy on condition that there is an adult […]
A family floater policy offers cover for the entire family under a single plan. It takes care of medical expenses for illnesses, surgeries and accidents […]
Hypothecation only applies to assets and security. A health insurance or personal accident policy’s purpose is to reimburse your medical expenses and therefore, hypothecation is […]
The health card is issued with the health insurance policy and is like an identity card with contact info of the insured and TPA. It […]
No claim bonus is the discount on base premium when no claim has been made on the policy during the preceding year and is generally […]
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