health insurance questions

Individuals traveling overseas on business or leisure or under student status for studies abroad can avail overseas Mediclaim. This excludes trips specifically made for medical […]

Many insurers offer overseas travel health insurance benefits that include outpatient treatment, pre-diagnosed and planned hospitalization, second opinions and cover for sudden health events during […]

Upon the death of the insured, the claim amount under the health insurance policy is received by the nominee. If no nominee exists, the insurance […]

Gramin accident insurance scheme and Janata personal accident policy cover accidental risks under health insurance in India. These come with fixed benefits and is applicable […]

If you file a claim for a specific sickness, it is not automatically considered pre-existent. Depending on your insurer’s terms, it will be covered in […]

Under Mediclaim and health insurance policies, the minimum hospital stay is 24 hours. There are exceptions where a stay can be less than 24 hours […]

Premium depends on the age and gender of the individual. For each age group, there is a different premium rate per 1000 and this varies […]

For Critical Illness policy, sum insured is the choice of the policyholder. The insurer offers different slabs and based on the affordability and annual income, […]

This depends on the insurance company with whom the policy is taken, as well as the cover opted for. Certain illnesses, however, are excluded by […]

In a benefits policy, the policyholder receives a lump sum from the insurance company in the event of an accident or other event listed in […]