Most individuals especially the employees believe that their corporate insurance cover is sufficient. In many cases, it could be so due to the added additional advantages of covering for maternity expenses, pre-existing diseases and parents (even for an extra cost). Moreover, with the top-up options available to add on over the corporate cover, the benefits outstrip most of the otherwise available options for the public. These are good but if one were to change jobs or even quit the job and start on their own, in these cases it wouldn’t fit the bill. So, how would one approach to this?