Life insurance benefits are not paid automatically. If you are the beneficiary of a life insurance policy, you must file a claim in order to receive any money.
- Get several copies of the death certificate.
- Call your insurance agent. He or she can help you fill out the necessary forms and act as an intermediary with the insurance company. …
- Submit a certified copy of the death certificate from the funeral director with the policy claim.
Know more about How to File a Life Insurance Claim: 12 Steps