5 Things You Must Consider When Buying Health Insurance For Senior Citizens
If your parents have been without an insurance plan, then you must look for an appropriate Health Insurance cover immediately. Though there are limited options […]
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Is there any Waiting Period for claims under a policy?
For new policies, there is a 30-day waiting period from the date of policy inception. During this period, the insurance company will not reimburse hospital […]
What is cumulative bonus? What is the maximum claimable?
A cumulative bonus is the enhancement of sum assured by a percentage for every claim free year. To avail cumulative bonus, you must renew the […]
If I receive partial settlement can I claim the balance amount?
In most cases, partial payments are a consequence of incomplete documentation or claims not covered in the health insurance policy. If it is a documentation […]
What if I have an emergency and have to rush to a hospital not covered in the network? Will I get reimbursement?
Yes. When you get treatment in a hospital not included in the network, depending on terms of your health insurance policy, your insurer will reimburse […]
What is cashless facility?
Cashless facility refers to hospitalization in a network hospital where insurer settles claims directly with the hospital. You do not incur any expenses. If it […]
What is the procedure for making a claim?
You can register a claim under a health insurance policy as a cashless claim or a reimbursement claim. If it is a cashless claim, treatment […]
Suppose I have a health emergency and cannot remember my health card number or policy number. What happens?
In the event that you are in a medical emergency and do not have your health card or policy number, contact your TPA helpline for […]
What is the procedure for claim for emergency hospitalization?
The procedure for claiming for emergency hospitalization involves the following steps: admission into hospital, informing TPA as quickly as possible, on discharge day paying hospital […]
Does a health insurance policy cover outpatient expenses?
Many health insurance policies require 24 hours mandatory hospitalization. However, there are several companies covering Out Patient Department or OPD expenses via the base Mediclaim […]