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5 Things You Must Consider When Buying Health Insurance For Senior Citizens

October 27, 2017 PolicyAdvisor 0

If your parents have been without an insurance plan, then you must look for an appropriate Health Insurance cover immediately. Though there are limited options […]

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Is there any Waiting Period for claims under a policy?

November 16, 2015 PolicyAdvisor 0

For new policies, there is a 30-day waiting period from the date of policy inception. During this period, the insurance company will not reimburse hospital […]

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What is cumulative bonus? What is the maximum claimable?

November 16, 2015 PolicyAdvisor 0

A cumulative bonus is the enhancement of sum assured by a percentage for every claim free year. To avail cumulative bonus, you must renew the […]

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If I receive partial settlement can I claim the balance amount?

November 16, 2015 PolicyAdvisor 0

In most cases, partial payments are a consequence of incomplete documentation or claims not covered in the health insurance policy. If it is a documentation […]

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What if I have an emergency and have to rush to a hospital not covered in the network? Will I get reimbursement?

November 16, 2015 PolicyAdvisor 0

Yes. When you get treatment in a hospital not included in the network, depending on terms of your health insurance policy, your insurer will reimburse […]

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What is cashless facility?

November 16, 2015 PolicyAdvisor 0

Cashless facility refers to hospitalization in a network hospital where insurer settles claims directly with the hospital. You do not incur any expenses. If it […]

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What is the procedure for making a claim?

November 16, 2015 PolicyAdvisor 0

You can register a claim under a health insurance policy as a cashless claim or a reimbursement claim. If it is a cashless claim, treatment […]

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Suppose I have a health emergency and cannot remember my health card number or policy number. What happens?

November 16, 2015 PolicyAdvisor 0

In the event that you are in a medical emergency and do not have your health card or policy number, contact your TPA helpline for […]

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What is the procedure for claim for emergency hospitalization?

November 16, 2015 PolicyAdvisor 0

The procedure for claiming for emergency hospitalization involves the following steps: admission into hospital, informing TPA as quickly as possible, on discharge day paying hospital […]

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Does a health insurance policy cover outpatient expenses?

November 16, 2015 PolicyAdvisor 0

Many health insurance policies require 24 hours mandatory hospitalization. However, there are several companies covering Out Patient Department or OPD expenses via the base Mediclaim […]

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