If your parents have been without an insurance plan, then you must look for an appropriate Health Insurance cover immediately. Though there are limited options available in the market, you can still get a decent…
For new policies, there is a 30-day waiting period from the date of policy inception. During this period, the insurance company will not reimburse hospital charges. The exception is when emergency hospitalization occurs if there…
A cumulative bonus is the enhancement of sum assured by a percentage for every claim free year. To avail cumulative bonus, you must renew the policy on time without allowing it to lapse.
In most cases, partial payments are a consequence of incomplete documentation or claims not covered in the health insurance policy. If it is a documentation issue, submitting the necessary paperwork can enable payment.
Yes. When you get treatment in a hospital not included in the network, depending on terms of your health insurance policy, your insurer will reimburse your bills. Make sure you inform them within 24 hours…
Cashless facility refers to hospitalization in a network hospital where insurer settles claims directly with the hospital. You do not incur any expenses. If it is pre-planned hospitalization in a network hospital, instruct the hospital…
You can register a claim under a health insurance policy as a cashless claim or a reimbursement claim. If it is a cashless claim, treatment must be in a network hospital listed with the TPA…
In the event that you are in a medical emergency and do not have your health card or policy number, contact your TPA helpline for assistance and give them your name, address, date of birth,…
The procedure for claiming for emergency hospitalization involves the following steps: admission into hospital, informing TPA as quickly as possible, on discharge day paying hospital bills and gathering original bills, documents and reports and finally,…
Many health insurance policies require 24 hours mandatory hospitalization. However, there are several companies covering Out Patient Department or OPD expenses via the base Mediclaim policy. Some companies offer it as an optional rider on…
