What does a health insurance policy offer?

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Health insurance coveroffers protection against health risks. For the policy period and to the extent of the sum insured, it covers inpatient treatment, hospitalization expenses for an illness or accident, room rent, boarding expenses, nursing, intensive care, consultation fees, medicines, pre and post-hospitalization medical expenses before and after hospital stay, daycare procedures for less than 24-hour hospitalization, cost of prosthetic limbs, cost of organs, diagnostic tests and other benefits as listed in the policy document. To get the best coverage, compare health insurance policies online.