What is meant by pre-existing diseases?

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A pre-existing disease for the purposes of a health insurance policy is a condition, injury or ailment whose symptoms were present / diagnosed / treated within the 48 months before enrolling for the policy. These are covered for up to four years from the date of the policy and every insurer has their own unique terms and conditions and there is a waiting period before the cover becomes effective. Get the best health insurance plan based on a comparison of what insurers are offering.