It is imperative to understand the need for health insurance which can save women from a huge financial crisis in the time of a medical emergency. The cost of hospitalisation and speciality medical treatments are so expensive today, it is almost impossible to bear that cost by self without necessary support from insurance.
There are women-specific products in the market that cater only to women-specific needs and critical illnesses. However, there is no special premium pricing for those products. Though not all companies offer women-specific products, some companies have policies that provide extra benefits like maternal benefits and child care. Also, there are products catering to various age groups and life stages of a woman. Although the benefits of every product differ from policy to policy, few of the common ones are mentioned below:
Cashless hospitalisation at any of the insurance company’s network of hospitals
Pre and post-hospitalisation expenses
Cost of health check-up at authorised centres