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health insurance

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If I receive partial settlement can I claim the balance amount?

November 16, 2015 PolicyAdvisor 0

In most cases, partial payments are a consequence of incomplete documentation or claims not covered in the health insurance policy. If it is a documentation […]

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What if I have an emergency and have to rush to a hospital not covered in the network? Will I get reimbursement?

November 16, 2015 PolicyAdvisor 0

Yes. When you get treatment in a hospital not included in the network, depending on terms of your health insurance policy, your insurer will reimburse […]

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What is cashless facility?

November 16, 2015 PolicyAdvisor 0

Cashless facility refers to hospitalization in a network hospital where insurer settles claims directly with the hospital. You do not incur any expenses. If it […]

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Does a health insurance policy cover outpatient expenses?

November 16, 2015 PolicyAdvisor 0

Many health insurance policies require 24 hours mandatory hospitalization. However, there are several companies covering Out Patient Department or OPD expenses via the base Mediclaim […]

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What is a deductible?

November 16, 2015 PolicyAdvisor 0

Deductible is the percentage of sum insured borne by the insured as stated in the policy schedule. It is a cost sharing requirement in health […]

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Is there a situation where the minimum 24 hours condition for hospitalization does not apply?

November 16, 2015 PolicyAdvisor 0

The minimum 24 hours condition for hospitalization does not apply if the treatment requires hospitalization with procedures that need specialized arrangements in hospitals. In addition, […]

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When I renew my policy will I get a discount?

November 16, 2015 PolicyAdvisor 0

Some health insurance policies come with renewal discount on the premium if no claims have been made during the policy term. This discount can be […]

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Do health policies have riders and benefits?

November 4, 2015 PolicyAdvisor 0

Yes. Depending on the insurance company, a number of riders and benefits are offered for added health cover. The major riders are critical illness which […]

Why every woman should have a health insurance policy

July 30, 2015 PolicyAdvisor 0

A woman holds an important role in her home. In India, the government and society give importance to education for every girl child to ensure […]

Renew Your Health Insurance Policy On Time

April 8, 2015 PolicyAdvisor 1

We receive hundreds of inquiries on our website every month and we have seen that in many cases the mediclaim or the health insurance policy […]

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