If I receive partial settlement can I claim the balance amount?
In most cases, partial payments are a consequence of incomplete documentation or claims not covered in the health insurance policy. If it is a documentation […]
medical policies
What if I have an emergency and have to rush to a hospital not covered in the network? Will I get reimbursement?
Yes. When you get treatment in a hospital not included in the network, depending on terms of your health insurance policy, your insurer will reimburse […]
What is cashless facility?
Cashless facility refers to hospitalization in a network hospital where insurer settles claims directly with the hospital. You do not incur any expenses. If it […]
Does a health insurance policy cover outpatient expenses?
Many health insurance policies require 24 hours mandatory hospitalization. However, there are several companies covering Out Patient Department or OPD expenses via the base Mediclaim […]
What is a deductible?
Deductible is the percentage of sum insured borne by the insured as stated in the policy schedule. It is a cost sharing requirement in health […]
Is there a situation where the minimum 24 hours condition for hospitalization does not apply?
The minimum 24 hours condition for hospitalization does not apply if the treatment requires hospitalization with procedures that need specialized arrangements in hospitals. In addition, […]
Do health policies have riders and benefits?
Yes. Depending on the insurance company, a number of riders and benefits are offered for added health cover. The major riders are critical illness which […]