Health maintenance benefit relates to the reimbursement of outpatient expenses allowed by the health insurance plan. This can cover diagnostic lab tests, medical appliances and gadgets, drugs and medication, prosthetics, dental treatments and alternative medicines. The submission of a claim begins with sending the completed claim form for the health maintenance benefit with relevant bills, medical reports signed by self to the insurer’s office. This is followed by a review of the claim documents before the settlement is made. The process involves 5 to 30 days to complete.