As a first stage of financial safety and security, a young couple generally go for an endowment policy for themselves. Those who are more return-conscious decide to go for large sum assured under any term insurance plan with health and accident riders. However, many tend to procrastinate thinking about financial security for the most loved one i.e. the child and in most of the cases in the event of the unfortunate loss of either of the parents the most difficult situation is in regard to pursuing education which has been growing costlier and costlier day by day.
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